Individual Retirement Accounts
A tax-deferred savings program
- Minimum balance of $20 required to open
- Withdrawals limited by IRS regulations - consult your tax advisor
- Pays competitive interest
- A minimum balance fee of $3.00 will be imposed every quarter if the average daily balance for the month falls below $20.
- A $.50 per item fee will be charged for withdrawals in excess of 12 per quarter.