Individual Retirement Accounts

A tax-deferred savings program

Requirements

  • Minimum balance of $20 required to open
  • Withdrawals limited by IRS regulations - consult your tax advisor

Benefits

  • Pays competitive interest

Cost

  • A minimum balance fee of $3.00 will be imposed every quarter if the average daily balance for the month falls below $20.
  • A $.50 per item fee will be charged for withdrawals in excess of 12 per quarter.